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All loans are subject to credit approval. Interest rates are subject to change daily and without notice. Current interest rates shown are indicative of market conditions and individual qualifications and will vary upon your loan amount, loan type, FICO score, purpose and loan to value. Rates and APRs are based on the following assumptions: 80% LTV, 720+ credit, single family residence, owner-occupied, purchase or rate/term transaction, $450,000 loan amount, no subordinate financing.
In addition to the conforming loan products listed below, the Bank also offers JUMBO loans up to 80% of the purchase price or appraised value, construction loans, building lot loans, and a discounted program for First Time Home Buyers and Low-to-Moderate borrowers. To learn more about our loan programs or to receive a personalized loan quote, please reach out to us at (844) 626-2265 or email us at loanapp@manasquan.bank. Thank you!
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| Program Name |
Rate |
Points |
APR |
Payment |
|
| 30 Yr Fixed (Conforming) |
7.500% |
0.00% |
7.602% |
$0.00 |
|
| 20 Yr Fixed (Conforming) |
7.375% |
0.00% |
7.505% |
$0.00 |
|
| 15 Yr Fixed (Conforming) |
7.125% |
0.00% |
7.282% |
$0.00 |
|
| 10 Yr Fixed (Conforming) |
7.000% |
0.00% |
7.216% |
$0.00 |
|
| 25 Yr BiWeekly (Conforming) |
7.375% |
0.00% |
7.487% |
$0.00 |
|
| 20 Yr BiWeekly (Conforming) |
7.250% |
0.00% |
7.378% |
$0.00 |
|
| 15 Yr BiWeekly (Conforming) |
7.000% |
0.00% |
7.154% |
$0.00 |
|
| 3/3 ARM (Conforming) |
6.625% |
0.00% |
6.715% |
$0.00 |
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| 5/1 ARM (Conforming) |
6.625% |
0.00% |
6.715% |
$0.00 |
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| 5/5 ARM (Conforming) |
6.625% |
0.00% |
6.715% |
$0.00 |
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| 7/1 ARM (Conforming) |
6.875% |
0.00% |
6.968% |
$0.00 |
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| 10/1 ARM (Conforming) |
7.125% |
0.00% |
7.222% |
$0.00 |
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= Special Program |
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Rates are subject to change without notice.
Rates last updated on 09/28/2023. |
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