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Mortgage Checklist

Home Loan Documentation Checklist

At Manasquan Bank, we want to make the application process as easy as possible for you. Follow this easy-to-use checklist of required documents for all home loan applications, and you’ll be on your way to a quick decision.

All Home Loans must submit the following:

  • Tax Returns
    • Last 2 Years (Must submit all pages of your Federal Return only) Please sign and currently date the signature pages.
       
  • W-2 and/or Social Security Statements
    • Last 2 Years
       
  • Pay Stubs and/or Disability/Social Security Statements
    • 2 Most Recent
       
  • Bank Statements
    • Last 2 Months (Checking, Savings, Investments, Retirement)
       
  • Copy of Photo ID (License or Passport)
     
  • Employment Verification
    • Name, phone and email address for a person at your company who can verify your employment.
       
  • Federal Business Tax Returns (if applicable)
    • Last 2 Years (all pages including K-1’s) Please sign and currently date the signature pages.

For Purchase Loans, we also need the following:

  • Real Estate Contract
    • Please provide a copy of your real estate purchase agreement and addendums. If the property is sold already, please provide a copy of the closing statement.
       
  • Real Estate Agent and Attorney
    • Please provide the names and contact information for your real estate agent and attorney.
       
  • Award Letter
    • If applicable, please provide a copy of your permanent Disability/Social Security award letter.
       
  • Down Payment
    • If available, please provide a copy of any canceled checks for any down payment monies.

For Refinance Loans, we also need the following:

  • Deed
    • Please provide a copy of the Deed for your home.
       
  • Insurance
    • Please provide a copy of your homeowner’s insurance declarations page.
       
  • Survey
    • Please provide a copy of the survey for your home.
       
  • Taxes
    • Please provide a copy of the most recent mortgage statement and/or current real estate tax bill, if not already included in the mortgage payment.

For Construction Loans, we also need the following:

  • Construction Plans
    • Please provide a full set of your construction plans.
       
  • Contract
    • Please provide a copy of the contract with your Builder.
       
  • Cost Sheet
    • Please provide a cost sheet from your Builder.

 

For a printable verison click here

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